Insurance Accepted
Platiquemos Therapy is able to provide therapy services to clients living in Illinois and in-network with Aetna, Blue Cross Blue Shield PPO, Blue Choice PPO, and Cigna PPO insurance companies, and can confirm your in-network eligibility. However, it is your responsibility to reach out to your insurance company before a first session to confirm your specific benefits and any co-payment. You will be responsible for payment via credit card at the beginning of your session.
Private Pay & Out-of-Network Accepted
Platiquemos Therapy gladly accepts private pay ("out of pocket") and out-of-network clients living in Illinois. The standard fee for private pay clients is $150 per session with an initial diagnostic session rate of $200. All payments are collected at the beginning of your session via credit card.
Private pay clients either do not have insurance coverage or are choosing to not utilize any insurance coverage nor reimbursement for therapy services. Our therapists may have availability for a negotiated/discounted rate for private pay clients, that will be reviewed annually; please contact our office to inquire about availability.
Out-of-network clients electing to not use direct, in-network insurance benefits but who are seeking out-of-network reimbursement will pay the full diagnostic and session rates out-of-pocket. Our therapists will then provide documentation in the form of a "superbill" that you will then submit yourself to the out-of-network provider for reimbursement. It will be your responsibility to keep track of any costs towards a deductible. Please note, reimbursement from an out-of-network provider may not cover the full cost of services.
No Surprises Act: You have the right to receive a good faith estimate of what your services may cost.
Pay-It-Forward Fund
The Pay-It-Forward initiative at Platiquemos allows us to extend mental health support to those who might not otherwise have access, including low-income, uninsured, and undocumented individuals, and to contribute towards equity of care in a capitalistic world. Platiquemos therapists are committed to providing a proportion of their availability to discounted and pro bono (free) sessions. On a quarterly basis, any Pay-It-Forward funds are dispersed among therapists to compensate for scheduled pro bono sessions. You are able to engage in this initiative in one of two ways:
1. When you have extra funds, you can send via the Zelle QR code (info@platiquemostherapy.com) with the memo ‘purchase for pro bono session’. Please note that this is considered a fee-for-service as you are purchasing a session for someone in need, and does not qualify as a tax-deductible donation.
2. If you are an active client of Platiquemos, you may choose to add an additional amount onto your service rate. We will then process the additional amount when you pay for your session via the payment on file. This is considered an additional, out-of-network service and cannot be applied to a deductible.
